Credit Services Disclosure

We review your credit reports from Equifax, Experian and TransUnion with you, identify information that appears inaccurate, incomplete, outdated or unverifiable, and support you in exercising your rights under applicable consumer protection laws.

We provide written, prioritized credit action plans and ongoing credit education.

We cannot remove accurate, complete and timely information from your credit reports. Such information generally remains for the period allowed by law.

We cannot guarantee a specific credit score, a specific deletion, or approval for any loan or credit product.

We do not provide legal representation or legal advice.

You have the right to dispute inaccurate information yourself, directly and at no cost, with the credit bureaus and with the companies that furnish information about you.

You have the right to obtain a copy of your credit reports, including free annual reports through the federally authorized source.

You have the right to cancel our services in accordance with your written service agreement and applicable law.

Fees, payment timing and cancellation rights are described in your written service agreement before any work begins. We do not charge for services before they are performed where prohibited by law.

We may receive compensation when you enroll in a recommended credit monitoring service through a link we provide. This does not change the price you pay and does not influence our recommendations.